A real merchant account designed for general contractors and the trades — large-ticket friendly, mobile-first, and integrated with the tools you already use.
From estimate to final payment, our processing platform is shaped around field service work — large tickets, deposits, mobile payments, and recurring service agreements.
Interchange-plus rates that save thousands a year on $5K–$50K invoices.
Collect deposits before scheduling and split payments by milestone.
Take chip, swipe, and tap payments anywhere — paired to your phone or tablet.
Lower fees on big jobs with secure ACH and verified bank debits.
Pass card fees to customers (where legal) so card acceptance costs you $0.
Auto-reconcile deposits and fees in your accounting software.
Email a recent processing statement. We do a free side-by-side comparison.
Approval in 24 hours for most contractors. No long-term contract.
Go live on new rates with hardware shipped or your existing terminal reprogrammed.
It's a true merchant account underwritten for trade and field service businesses — built for large tickets, deposits, progress billing, and mobile field payments rather than retail-style transactions.
Aggregators charge a flat ~3% and frequently freeze contractor funds when ticket sizes spike (e.g. a $20K invoice). A dedicated merchant account gives you interchange-plus pricing and stable underwriting.
Most contractor accounts are approved within 24 hours. High-risk trades like roofing and foundation typically take 3–5 business days.
Yes — surcharging or a cash discount program is legal in most U.S. states. We set it up and keep you compliant with card brand rules.
See how much contractors are saving on processing fees with our trade-specific pricing.