For HVAC companies

HVAC Merchant Processing for Service, Install & Maintenance

From spring tune-ups to full system replacements, accept payments your way — with pricing built for high-ticket HVAC jobs.

What you get
  • Mobile card readers for the field
  • Tap-to-pay on iPhone & Android
  • Send invoices with pay-by-link
  • ACH and credit card acceptance
  • Recurring billing for service plans
  • Next-day or same-day funding
  • Surcharging & cash discount programs
  • Integrations with Jobber, Housecall Pro, QuickBooks

Built for the way HVAC companies actually get paid

From estimate to final payment, our processing platform is shaped around field service work — large tickets, deposits, mobile payments, and recurring service agreements.

Recurring tune-up plans

Auto-bill seasonal maintenance memberships month after month.

Install financing

Offer 12-24 month financing to close more $8K-$20K install bids.

Mobile field payments

Techs collect with a Bluetooth reader the moment service ends.

ACH for big tickets

Cut fees on whole-system installs with secure ACH bank debits.

Service Titan & Jobber

Plug into the dispatch software you already run.

Same-day funding

Cash flow that keeps trucks rolling and payroll on time.

Switching is easy

Three steps to lower hvac processing rates

1. Send your statement

Email a recent processing statement. We do a free side-by-side comparison.

2. Sign your new account

Approval in 24 hours for most contractors. No long-term contract.

3. Start saving

Go live on new rates with hardware shipped or your existing terminal reprogrammed.

HVAC merchant processing FAQ

Can I bill HVAC maintenance plans monthly?

Yes — store cards on file and auto-bill monthly, quarterly, or annual tune-up memberships with automatic retries on declines.

What's the cheapest way to take payment on a $12,000 install?

ACH bank transfer is typically pennies per transaction vs ~3% on cards. We support both on the same merchant account so you can offer the customer a choice.

Does this integrate with ServiceTitan or Jobber?

Yes — we integrate with ServiceTitan, Jobber, Housecall Pro, and QuickBooks so invoices and payments stay in sync.

How fast can my HVAC company get approved?

Most HVAC companies are approved within 24 hours and live on the new account within 2–3 business days.

Related contractor processing solutions

Ready to get paid faster?

Get HVAC Payment Processing Pricing

See how much HVAC companies are saving on processing fees with our trade-specific pricing.

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