For high-risk contractors

High-Risk Contractor Merchant Processing

Got shut down by Square or Stripe? We specialize in placing contractor accounts that other processors won't touch — without crippling reserves.

What you get
  • Mobile card readers for the field
  • Tap-to-pay on iPhone & Android
  • Send invoices with pay-by-link
  • ACH and credit card acceptance
  • Recurring billing for service plans
  • Next-day or same-day funding
  • Surcharging & cash discount programs
  • Integrations with Jobber, Housecall Pro, QuickBooks

Built for the way high-risk contractors actually get paid

From estimate to final payment, our processing platform is shaped around field service work — large tickets, deposits, mobile payments, and recurring service agreements.

Roofing & storm work

Built for chargeback-prone storm-chase and insurance work.

Foundation & waterproofing

Large-ticket trades with long completion windows — approved.

Solar & remodeling

Multi-month projects with milestone payments — no problem.

Reasonable reserves

We negotiate fair rolling reserves, not 6-month freezes.

Chargeback defense

Dedicated team that builds your evidence package and fights back.

Fast underwriting

Most high-risk contractors approved in 3–5 business days.

Switching is easy

Three steps to lower high-risk contractor processing rates

1. Send your statement

Email a recent processing statement. We do a free side-by-side comparison.

2. Sign your new account

Approval in 24 hours for most contractors. No long-term contract.

3. Start saving

Go live on new rates with hardware shipped or your existing terminal reprogrammed.

Related contractor processing solutions

Ready to get paid faster?

Get High-Risk Contractor Payment Processing Pricing

See how much high-risk contractors are saving on processing fees with our trade-specific pricing.

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